Spoiler: it was never the chai
Add up your small daily habits over a year and rank them. The chai sits at the bottom, tiny — it was never the problem. The real finding is almost always something else, three times the size, that nobody was counting.
Tap to add a habit
Multiplication on the figures you entered. Nothing here assumes growth of any kind — the redirected amount is simply the amount, added up. Not financial advice. Nothing is stored.
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