What will your goal cost you a day?
Pick a long-term goal — your kid's college, a dream car or house, financial freedom — set how far away it is, and we'll inflation-adjust it and show the tiny daily SIP that gets you there, plus how to reach it without cashing out your investments.
What are you saving for?
What does it cost today?
₹50k
₹70Cr
How many years away is it?
1 yr
50 yrs
How you invest
Invest every day
₹295/ day
That's ₹8,962/mo for 15 years · roughly one Swiggy order a day
returns
73%
You invest
₹16,13,224
Est. growth
₹43,78,171
Goal in 15 years
₹59.91 L
Your ₹25.00 L goal today is about ₹59.91 L in 15 years after 6% inflation — that's the number we plan for.
How it grows
Year 15
Value
₹59.91 L
Invested
₹16.13 L
Today
15 years
From year 9 your money has earned more than you put in — compounding does the heavy lifting from there.
When you get there, don't cash it out
Once your ₹59.91 L is built, you don't have to redeem and stop the compounding. With BlinkMoney you could borrow up to ₹47.93 L against it at 9.99% p.a. (about ₹4,78,832 a year in interest) and keep your investment growing.
How borrowing against funds worksAssumes 6% inflation on the goal and a flat daily SIP at the return you chose, compounded monthly, with no annual step-up. Mutual fund investments are subject to market risks; returns are not guaranteed and past performance does not predict future results. Equity-oriented goals suit longer horizons. Borrowing against investments is subject to lender approval and terms; pledged units carry risk. Illustration only — your returns, taxes and loan terms will differ. *T&C apply
Explore other tools
Am I Top 1%?
Where do you actually sit on the curve — for your age?
Top 12%
for your age band
Wasted in Funny Units
See any spend as vada pavs, not rupees.
217
vada pavs, not ₹4,340
Udhaar Ledger
A khata for the money your friends owe you.
Day 47
of the hostage situation
Retirement Calculator
Find the daily SIP that funds the retirement you want.
Age 60
plan your retirement
LAMF vs Selling
See what selling your funds really costs versus borrowing.
9.99%
borrow, don’t sell