CTC Lie Detector
Your offer says ₹12 lakh. Your account says ₹67,000 a month. Enter the CTC and watch every rupee of the gap get accounted for — sorted into what's yours, what's locked, what's conditional, and what's never yours.
Annual CTC (from the offer letter)
An estimate based on typical salary structures and the tax rules shown above (FY 2025-26), all editable. Rules change annually; your actual take-home depends on your structure and declarations. CTC structuring is standard and legal. Not tax or financial advice — confirm with payroll or a CA. Nothing is stored.
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