← Back to Borrow

Borrowing comparison calculators

Adjust the assumptions and compare scenarios. Illustrations are not an offer, forecast or eligibility decision.

Run the numbers

Your investments have a hidden superpower

Slide to see how much you can withdraw, what it costs, and what you still earn simultaneously.

Current investment value

₹

₹50K

₹2Cr

Amount you need

₹

₹10K

₹4.00 L

Portfolio value after 5 years

₹10.06 L

Borrow against funds

₹6.03 L

Sell your funds

You keep ₹3.42 L more by borrowing

With borrowing

₹10.06 L

With selling

₹6.03 L

Loan interest cost

₹60K

Your advantage

₹3.42 L

Assumes 14-16%* returns · 9.99% LAMF interest · 5-yr investment · 3-yr loan

Borrow against your funds →

*T&C apply

Run the numbers

How much will yourloan really cost?

See what you pay across different borrowing options

I need

₹

₹10 K

₹50 L

For

yrs

1 yr

10 yrs

Blink Cash

Interest only · principal at end

Total you pay

₹1.3 L

Monthly payment

₹833

Interest paid

₹29,970

You save vs CC

₹76,346

Best deal

Personal Loan

Equal EMIs every month

Total you pay

₹1.3 L

Monthly payment

₹3,716

Interest paid

₹33,789

You save vs CC

₹0

Credit Card

Min 3% payments · revolving

Total you pay

₹2.1 L

Monthly payment

₹3,000

Interest paid

₹1.1 L

You save vs CC

₹0

Get Blink Cash now →

Blink Cash @ 9.99% p.a.* (interest-only) · Personal Loan @ 20% p.a. reducing · Credit Card @ 36% p.a. with 3% min payments.

*T&C apply

All partners

Ten partners. Each with a clear role.

Mutual funds

  • Axis Mutual Fund

    Asset management company

  • ICICI Prudential Mutual Fund

    Asset management company

  • HDFC Mutual Fund

    Asset management company

  • Kotak Mutual Fund

    Asset management company

  • Edelweiss Mutual Fund

    Asset management company

  • UTI Mutual Fund

    Asset management company

Credit, banking & rails

  • DSP Finance

    Credit line partner

  • Suryoday Bank

    Small finance bank

  • Decentro

    Banking APIs

  • ONDC

    Open network

Logos identify each organisation’s role, not an endorsement or guarantee of returns.

Optional · Partner credit

Borrow without selling, with care.

  • Credit is provided by DSP Finance Private Limited. BlinkMoney acts as the LSP and does not lend directly.
  • Interest, fees and repayment terms apply. Subject to lender approval.
  • If your portfolio value falls, you may need to add collateral or repay. Pledged units may be sold if obligations aren't met.
How borrowing works
YOUR NEXT CHAPTER

Get BlinkMoney.

Choose your app store.